7Baggers
Quarterly
Annual
    Unit: USD2025-06-30 2025-03-31 2024-12-31 2024-09-30 2024-06-30 2024-03-31 2023-12-31 2023-09-30 2023-06-30 2023-03-31 2022-12-31 2022-09-30 2022-06-30 2022-03-31 2021-12-31 2021-09-30 2021-06-30 2021-03-31 
      
    		                  
      assets
    		                  
      cash and cash equivalents
    		2,122,502,000 2,085,697,000 2,538,293,000 2,354,965,000 2,334,589,000 3,693,390,000 3,085,020,000 2,813,876,000 3,015,652,000 2,487,778,000 1,421,907,000 935,159,000 707,302,000 1,325,135,000 494,711,000 533,523,000 461,920,000  
      restricted cash and restricted cash equivalents
    		592,101,000 630,439,000 171,067,000 614,794,000 397,043,000 454,518,000 530,558,000 483,141,000 485,476,000 489,736,000 424,395,000 326,274,000 291,631,000 377,077,000 273,726,000 320,705,000 306,533,000  
      investment securities
    		2,374,810,000 2,153,456,000 1,895,689,000 1,554,285,000 1,566,087,000 973,098,000 701,935,000 579,738,000 548,232,000 360,068,000 396,769,000        
      loans held for sale
    		20,063,089,000                  
      loans held for investment, at fair value
    		10,741,641,000 9,571,457,000 8,597,368,000 7,876,667,000 7,194,762,000 6,834,161,000 6,725,484,000            
      loans held for investment, at amortized cost
    		1,413,385,000 1,296,413,000  1,417,262,000 2,172,528,000 1,250,231,000             
      servicing rights
    		375,006,000 389,780,000 342,128,000 296,127,000 291,329,000 240,752,000 180,469,000 142,654,000 145,663,000 146,514,000 149,854,000 168,438,000 176,964,000 173,505,000 168,259,000 163,474,000 159,767,000  
      property, equipment and software
    		354,755,000 316,599,000 287,869,000 266,226,000 246,286,000 228,049,000 216,908,000 201,931,000 191,352,000 180,109,000 170,104,000 164,421,000 148,744,000 131,537,000 111,873,000 99,260,000 95,123,000  
      goodwill
    		1,393,505,000 1,393,505,000 1,393,505,000 1,393,505,000 1,393,505,000 1,393,505,000 1,393,505,000 1,393,505,000 1,640,679,000 1,622,991,000 1,622,991,000 1,622,951,000 1,625,375,000 1,615,694,000 898,527,000 898,527,000 898,527,000  
      intangible assets
    		263,522,000 279,757,000 297,794,000 314,959,000 331,446,000 347,495,000 364,048,000 387,307,000 412,099,000 419,880,000 442,155,000 456,771,000 481,124,000 505,526,000 284,579,000 301,191,000 317,802,000  
      operating lease right-of-use assets
    		77,213,000 77,841,000 81,219,000 84,149,000 83,352,000 87,362,000 89,635,000 93,379,000 94,523,000 94,283,000 97,135,000 100,411,000 108,736,000 112,400,000 115,191,000 117,748,000 113,281,000  
      other assets
    		1,340,642,000 1,328,279,000 1,714,669,000 882,723,000 737,487,000 686,717,000 554,366,000 526,538,000 466,555,000 465,468,000 417,334,000        
      total assets
    		41,112,171,000 37,749,286,000 36,250,951,000 34,380,176,000 32,641,979,000 31,305,760,000 30,074,858,000 27,977,153,000 25,561,449,000 22,452,961,000 19,007,675,000 15,834,903,000 12,670,886,000 12,246,576,000 9,176,326,000 8,083,324,000 7,653,000,000 805,817,385 
      liabilities and permanent equity
    		                  
      liabilities:
    		                  
      deposits:
    		                  
      interest-bearing deposits
    		29,411,104,000 27,136,167,000 25,861,400,000 24,351,778,000 22,945,652,000 21,550,137,000 18,568,993,000 15,607,349,000 12,672,392,000 10,016,404,000 7,265,792,000 4,941,869,000 2,629,463,000 1,060,324,000     
      noninterest-bearing deposits
    		129,570,000 120,361,000 116,804,000 56,008,000 51,311,000 54,457,000 51,670,000 64,624,000 67,681,000 72,037,000 76,504,000 89,761,000 82,801,000 95,598,000     
      total deposits
    		29,540,674,000 27,256,528,000 25,978,204,000 24,407,786,000 22,996,963,000 21,604,594,000 18,620,663,000 15,671,973,000 12,740,073,000 10,088,441,000 7,342,296,000 5,031,630,000 2,712,264,000 1,155,922,000     
      accounts payable, accruals and other liabilities
    		676,293,000 674,385,000 556,923,000 569,018,000 535,372,000 554,185,000 549,748,000 566,477,000 632,459,000 554,106,000 516,215,000 565,910,000 542,336,000 437,319,000 298,164,000 325,456,000 317,941,000  
      operating lease liabilities
    		91,434,000 93,135,000 97,389,000 101,028,000 100,797,000 105,556,000 108,649,000 113,361,000 115,224,000 114,902,000 117,758,000 121,729,000 131,735,000 135,955,000 138,794,000 139,903,000 135,489,000  
      debt
    		3,942,636,000 3,046,145,000 3,092,692,000 3,180,205,000 3,106,629,000 2,891,317,000 5,233,416,000 6,241,386,000 6,484,326,000 6,125,501,000 5,485,882,000 4,568,523,000 3,723,561,000 4,916,175,000 3,947,983,000 2,770,226,000 2,319,918,000  
      residual interests classified as debt
    		554,000 579,000 609,000 658,000 724,000 4,129,000 7,396,000 10,194,000 11,332,000 15,565,000 17,048,000 45,734,000 54,436,000 70,532,000 93,682,000 103,898,000 112,545,000  
      total liabilities
    		34,251,591,000 31,070,772,000 29,725,817,000 28,258,695,000 26,740,485,000 25,159,781,000 24,519,872,000 22,603,391,000 19,983,414,000 16,898,515,000 13,479,199,000 10,333,526,000 7,164,332,000 6,715,903,000 4,478,623,000 3,514,421,000 3,125,236,000 187,773,749 
      commitments, guarantees, concentrations and contingencies
    		                  
      permanent equity:
    		                  
      common stock
    		111,000 110,000 109,000 108,000 106,000 105,000 97,000 95,000 94,000 94,000 93,000 92,000 92,000 91,000 83,000 80,000 79,000  
      additional paid-in capital
    		7,994,095,000 7,910,058,000 7,838,988,000 7,751,335,000 7,601,687,000 7,543,808,000 7,039,987,000 6,904,869,000 6,848,178,000 6,778,262,000 6,719,826,000 6,654,026,000 6,583,405,000 6,509,643,000 5,561,831,000 5,321,009,000 5,249,878,000 121,162,126 
      accumulated other comprehensive income
    		3,593,000 2,828,000  8,109,000    600,000           
      accumulated deficit
    		-1,137,219,000 -1,234,482,000 -1,305,598,000 -1,638,071,000 -1,698,816,000 -1,716,220,000 -1,804,263,000 -1,852,176,000 -1,585,492,000 -1,537,943,000 -1,503,521,000 -1,463,515,000 -1,389,306,000 -1,293,471,000 -1,183,114,000 -1,072,102,000 -1,042,055,000 -116,166,052 
      total permanent equity
    		6,860,580,000 6,678,514,000 6,525,134,000 6,121,481,000 5,901,494,000 5,825,605,000 5,234,612,000 5,053,388,000 5,257,661,000 5,234,072,000 5,208,102,000 5,181,003,000 5,186,180,000 5,210,299,000 4,377,329,000 4,248,529,000 4,207,390,000 5,000,007 
      total liabilities and permanent equity
    		41,112,171,000 37,749,286,000                 
      loans held for sale, at fair value
    		 18,226,063,000 17,684,892,000 17,324,514,000 15,893,565,000 15,116,482,000 15,396,771,000 20,993,836,000 18,213,667,000 15,858,105,000 13,557,074,000        
      loans held for investment at amortized cost
    		  1,246,458,000                
      liabilities, temporary equity and permanent equity
    		                  
      temporary equity:
    		                  
      redeemable preferred stock, 0.00 par value: 100,000,000 and 100,000,000 shares authorized; — and 3,234,000 shares outstanding as of december 31, 2024 and 2023, respectively
    		                  
      accumulated other comprehensive loss
    		  -8,365,000  -1,483,000 -2,088,000 -1,209,000  -5,119,000 -6,341,000 -8,296,000 -9,600,000 -8,011,000 -5,964,000 -1,471,000 -458,000 -512,000  
      total liabilities, temporary equity and permanent equity
    		  36,250,951,000 34,380,176,000 32,641,979,000 31,305,760,000 30,074,858,000 27,977,153,000 25,561,449,000 22,452,961,000 19,007,675,000 15,834,903,000 12,670,886,000 12,246,576,000 9,176,326,000 8,083,324,000 7,653,000,000 805,817,385 
      redeemable preferred stock, 0.00 par value: 100,000,000 and 100,000,000 shares authorized; — and 3,234,000 shares outstanding, as of september 30, 2024 and december 31, 2023, respectively
    		                  
      redeemable preferred stock, 0.00 par value: 100,000,000 and 100,000,000 shares authorized; — and 3,234,000 shares outstanding, as of june 30, 2024 and december 31, 2023, respectively
    		                  
      redeemable preferred stock, 0.00 par value: 100,000,000 and 100,000,000 shares authorized; 3,234,000 and 3,234,000 shares issued and outstanding, as of march 31, 2024 and december 31, 2023, respectively
    		     320,374,000             
      loans held for investment
    		      836,159,000 361,248,000 347,551,000 328,029,000 307,957,000        
      redeemable preferred stock, 0.00 par value: 100,000,000 and 100,000,000 shares authorized; 3,234,000 and 3,234,000 shares issued and outstanding as of december 31, 2023 and 2022, respectively
    		      320,374,000            
      redeemable preferred stock, 0.00 par value: 100,000,000 and 100,000,000 shares authorized; 3,234,000 and 3,234,000 shares issued and outstanding, as of september 30, 2023 and december 31, 2022, respectively
    		       320,374,000           
      redeemable preferred stock, 0.00 par value: 100,000,000 and 100,000,000 shares authorized; 3,234,000 and 3,234,000 shares issued and outstanding, as of june 30, 2023 and december 31, 2022, respectively
    		        320,374,000          
      redeemable preferred stock, 0.00 par value: 100,000,000 and 100,000,000 shares authorized; 3,234,000 and 3,234,000 shares issued and outstanding, as of march 31, 2023 and december 31, 2022, respectively
    		         320,374,000         
      equity method investments
    		              19,739,000 19,979,000   
      redeemable preferred stock, 0.00 par value: 100,000,000 and 100,000,000 shares authorized; 3,234,000 and 3,234,000 shares issued and outstanding as of december 31, 2022 and 2021, respectively
    		          320,374,000        
      investments in available-for-sale securities
    		           195,133,000 197,933,000 199,840,000 194,907,000 197,203,000   
      loans, less allowance for credit losses on loans at amortized cost of 34,370 and 7,037, respectively
    		           11,204,403,000       
      securitization investments
    		           261,672,000 288,717,000 325,370,000 374,688,000 392,058,000 407,782,000  
      other assets, less allowance for credit losses of 1,791 and 2,292, respectively
    		           399,270,000       
      redeemable preferred stock, 0.00 par value: 100,000,000 shares authorized; 3,234,000 shares issued and outstanding as of september 30, 2022 and december 31, 2021
    		           320,374,000       
      loans, less allowance for credit losses on loans at amortized cost of 23,178 and 7,037, respectively
    		            8,212,494,000      
      other assets, less allowance for credit losses of 2,720 and 2,292, respectively
    		            431,866,000      
      redeemable preferred stock, 0.00 par value: 100,000,000 shares authorized; 3,234,000 shares issued and outstanding as of june 30, 2022 and december 31, 2021
    		            320,374,000      
      loans, less allowance for credit losses on loans at amortized cost of 17,866 and 7,037, respectively
    		             7,222,001,000     
      other assets, less allowance for credit losses of 1,652 and 2,292, respectively
    		             258,491,000     
      redeemable preferred stock, 0.00 par value: 100,000,000 shares authorized; 3,234,000 shares issued and outstanding as of march 31, 2022 and december 31, 2021
    		             320,374,000     
      loans, less allowance for credit losses on loans at amortized cost of 7,037 and 219, respectively
    		              6,068,884,000    
      related party notes receivable
    		                  
      other assets, less allowance for credit losses of 2,292 and 562, respectively
    		              171,242,000    
      redeemable preferred stock, 0.00 par value: 100,000,000 and 570,562,965 shares authorized; 3,234,000 and 469,150,522 shares issued and outstanding as of december 31, 2021 and 2020, respectively
    		              320,374,000    
      permanent equity
    		                  
      loans, less allowance for credit losses on loans at amortized cost of 3,000 and 219, respectively
    		               4,865,558,000   
      other assets, less allowance for credit losses of 1,959 and 562, respectively
    		               174,098,000   
      warrant liabilities
    		               174,938,000 239,343,000 154,406,250 
      redeemable preferred stock, 0.00 par value: 100,000,000 and 570,562,965 shares authorized; 3,234,000 and 469,150,522 shares issued and outstanding as of september 30, 2021 and december 31, 2020, respectively
    		               320,374,000   
      loans, less allowance for credit losses on loans at amortized cost of 691 and 219, respectively
    		                4,727,515,000  
      other assets, less allowance for credit losses of 1,230 and 562, respectively
    		                164,750,000  
      redeemable preferred stock, 0.00 par value: 100,000,000 and 570,562,965 shares authorized; 3,234,000 and 469,150,522 shares issued and outstanding as of june 30, 2021 and december 31, 2020, respectively
    		                320,374,000  
      current assets
    		                  
      cash
    		                 39,940 
      prepaid expenses
    		                 740,375 
      total current assets
    		                 780,315 
      marketable securities held in trust account
    		                 805,037,070 
      current liabilities
    		                  
      accrued expenses
    		                 3,736,794 
      advance from related party
    		                 40,705 
      promissory note – related party
    		                 1,415,000 
      total current liabilities
    		                 5,192,499 
      deferred underwriting fee payable
    		                 28,175,000 
      commitments
    		                  
      temporary equity
    		                  
      class a ordinary shares subject to possible redemption, 61,301,540 and 67,342,389 shares at redemption value at march 31, 2021 and december 31, 2020, respectively
    		                 613,043,629 
      preferred shares, 0.0001 par value; 5,000,000 shares authorized; none issued and outstanding
    		                  
      class a ordinary shares, 0.0001 par value; 500,000,000 shares authorized; 19,198,460 and 13,157,611 shares issued and outstanding (excluding 61,301,540 and 67,342,389 shares subject to possible redemption) at march 31, 2021 and december 31, 2020, respectively
    		                 1,920 
      class b ordinary shares, 0.0001 par value; 50,000,000 shares authorized; 20,125,000 shares issued and outstanding at march 31, 2021 and december 31, 2020
    		                 2,013 
      formation and operational costs
    		                 5,289,511 
      income from operations
    		                 -5,289,511 
      other income:
    		                  
      interest earned on marketable securities held in trust account
    		                 19,852 
      change in fair value of warrant liabilities
    		                 -55,125,000 
      other income
    		                 -55,105,148 
      net income
    		                 -60,394,659 
      basic and diluted weighted-average shares outstanding, class a ordinary shares subject to possible redemption
    		                 67,342,389 
      basic and diluted net income per share, class a ordinary shares subject to possible redemption
    		                 0 
      basic and diluted weighted-average shares outstanding, non-redeemable ordinary shares
    		                 33,282,611 
      basic and diluted net income per share, non-redeemable ordinary shares
    		                 -1.82 
    The information provided in this report is taken from www.sec.gov and many other data providers. While we have conducted our best efforts to ensure that the parsed data is accurate, we cannot guarantee its accuracy. Please use caution and understand that any consequences of its use are your own responsibility.